Here is great information for anyone thinking of moving. Think of upgrading to a new home? Please contact me for your all your real estate needs. I can sell your old home & move you into your new home.
Viviana Leal
Keller Williams Realty
Cell # 786-222-1515 or
Candice Gonzalez
Cell# 786-286-1515
Friday, December 08, 2006
Tuesday, November 28, 2006
Home Affordability Calculator
This calculator provides an estimate of the home price you can afford. By adding the amount you may be qualified to borrow to what you've saved for a down payment, it estimates the maximum home price for which you may qualify.
Wednesday, November 15, 2006
Make money in any real estate market
Whether you are a homeowner, buyer, seller, investor or real estate agent, you can profit from studying "Bubbles, Booms, and Busts: Make Money in Any Real Estate Market" by Blanche Evans. This extremely well-researched and up-to-date book reveals the signals of a rising, falling or neutral local market for home sales prices.
Evans, the editor of online Web site www.RealtyTimes.com, has thoroughly researched the national home sales market and interviewed dozens of respected economists and others to report on what is likely to happen to local home-sale prices for houses and condos.
Purchase Bob Bruss reports online.
She takes a long-term view of the market for home sales, using population-growth statistics and other facts (not opinions), to maintain a sound perspective on the outlook for home sales.
"Home prices usually track a point or two ahead of inflation," Evans notes. "Except for local economic shocks, like the collapse or exit of a major employer, home prices nationwide have not gone down since the Great Depression," she reminds readers.
Although a few segments of the book seem irrelevant to home sales, such as brief sections on excessive CEO compensation and severance packages, most of the book stays focused on the housing market. Evans reminds readers that local economic shocks can cause real estate busts, such as the oil price surge and plunge in the late 1970s in the "oil patch" of Texas, Oklahoma, Louisiana, Colorado, Wyoming and Alaska. But those home-sale markets recovered after about 10 years, she notes.
"The obvious conclusion is that economic distress causes housing busts -- not prior real estate booms. However, the longer and higher home prices rise, the more likely they are to escape the surly bonds of reason," Evans warns. Then she focuses on the current housing glut, such as too many new houses and condos for a slowing market in many cities.
The book presents statistics in understandable "chunks," usually in the form of easy-to-understand graphs, such as number of single-family homes on the market and months supply of single-family homes available for sale. "Month-to-month swings in starts and permits data may not be meaningful," Evans opines. "It is far better to look for trends to establish themselves over a period of several months," she adds.
This is a thinking-person's book. But it is not pie-in-the-sky theory or a get-rich-quick guide. Instead, it reports the facts and suggests how buyers and sellers should cope with them for maximum personal benefits. There are also valuable suggestions on how home sellers can profit even if their local market is in a slump.
Chapter topics include "The Current Housing Bubble -- Cause and Effect"; "Who's Buying and Who's Selling"; "Why and Where Do People Buy Homes"; "Busts -- Where, Why, and When"; "The Bust to Come"; "After the Boom, Bubble, and Bust"; and "Make the Current Market Conditions Work for You."
Does the author predict a real estate "bust"? No. But she warns there will be slowing in many home sales markets, depending on local economic conditions. She even names the cities where, based on statistics, home-value declines are most likely to occur.
The timing for publication of this great book couldn't have been better. It answers typical questions about whether this is the right time to buy, sell, or hold residential real estate. On my scale of one to 10, this well-researched new book rates an off-the-chart 12.
"Bubbles, Booms, and Busts: Make Money in Any Real Estate Market," By Blanche Evans (McGraw-Hill, New York), 2006, $16.95, 167 pages; Available in stock or by special order at local bookstores, public libraries, and www.Amazon.com.
(For more information on Bob Bruss publications, visit his
Real Estate Center).
***
Saturday, November 11, 2006
Monday, October 30, 2006
Monday, October 23, 2006
Tuesday, October 10, 2006
Prices Coming Back to Earth, Economists Say
Monday, October 09, 2006
LOOKING FOR A FORECLOSURE IN FLORIDA?
Looking for a Foreclosure in Florida??
Look no further & call me for a consultation.
http://hud1.towerauction.net/FL.htm
Look no further & call me for a consultation.
http://hud1.towerauction.net/FL.htm
Wednesday, September 27, 2006
FOR SALE COMMERCIAL SPACE ON CALLE OCHO
1055 SW 8TH ST
GREAT INVESTMENT OPPORTUNITY. IN THE HEART OF LITTLE HAVANA. PRIME LOCATION DIRECTLY ON CALLE OCHO, EXCELLENT VISIBILITY, EXPOSURE & SIGNAGE POSSIBILITY! HIGH TRAFFIC AREA CLOSE TO BRICKELL & DOWNTOWN. WALKING DISTANCE TO OFFICES, RESTAURANTS & RETAIL. COULD BE USED FOR MULTIPLE POSSIBILITIES. OFFICES, PROFESSIONAL USE & WAREHOUSE W/ PLENTY OF PARKING!! 18 PARKING SPACES AS PER OWNER! 13,900 SQ FT LOT AS PER OWNER MAY BUILD UP TO 47 UNITS. PLEASE DO NOT DISTURB TENANTS. BRING ALL OFFERS!!!!!
Friday, September 01, 2006
You Have 15 Seconds to Sell Your Home!
11 Home Staging Tips to Sell Your Home for Top Dollar
by Jeanette Joy Fisher
by Jeanette Joy Fisher
Thursday, July 20, 2006
Wednesday, July 19, 2006
Thursday, May 25, 2006
10 Steps to Home Ownership!
10 Steps to Home Ownership!
Systematic steps to help you buy your home
http://finance.realtor.com/homefinance/guides/buyers/default.asp?lnksrc=FINHPGDS002&gate=realtor&poe=realtor
Systematic steps to help you buy your home
http://finance.realtor.com/homefinance/guides/buyers/default.asp?lnksrc=FINHPGDS002&gate=realtor&poe=realtor
Sunday, May 21, 2006
Boom May Be Over, But Landing Will Be Soft
(May 19, 2006) -- WASHINGTON
http://www.realtor.org/RMODaily.nsf/pages/News2006051901?OpenDocument
http://www.realtor.org/RMODaily.nsf/pages/News2006051901?OpenDocument
Thursday, May 11, 2006
Monday, May 08, 2006
Why Own?
Why Own?
There are many great reasons to own a home:
http://www.freddiemac.com/corporate/buyown/english/preparing/right_for_you/why_own.html
There are many great reasons to own a home:
http://www.freddiemac.com/corporate/buyown/english/preparing/right_for_you/why_own.html
Tuesday, May 02, 2006
Tuesday, April 25, 2006
Saturday, April 22, 2006
Monday, April 03, 2006
Monday, March 27, 2006
5 Tough Questions for Sellers
(March 24, 2006) -- Selling a home is getting more difficult these days and sellers are going to be asked some difficult questions that buyers in tighter markets may not have had the time or inclination to ask.
http://www.realtor.org/RMODaily.nsf/pages/News2006032405?OpenDocument
http://www.realtor.org/RMODaily.nsf/pages/News2006032405?OpenDocument
5 Tough Questions for Sellers
(March 24, 2006) -- Selling a home is getting more difficult these days and sellers are going to be asked some difficult questions that buyers in tighter markets may not have had the time or inclination to ask.
http://www.realtor.org/RMODaily.nsf/pages/News2006032405?OpenDocument
http://www.realtor.org/RMODaily.nsf/pages/News2006032405?OpenDocument
Wednesday, March 22, 2006
Wednesday, March 15, 2006
Sellers Put Their Homes on Auction Block
Homebuyers can dress for success
Wednesday, March 08, 2006
Affordable Tips for Boosting 'Wow' Factor
Sunday, February 26, 2006
Unrepresented Sellers Return to Practitioners
Monday, February 20, 2006
Mortgage Options for Tricky Situations
February 20, 2006) -- When customers want to close
on a new home but their current home hasn't sold yet,
there are a number of financing arrangements that can
help bridge the gap.
Link
on a new home but their current home hasn't sold yet,
there are a number of financing arrangements that can
help bridge the gap.
Link
Hip Decor Makes Boring Homes Sparkle
( February 20, 2006) -- When a home you're listing looks
dated or dull, add some excitement to the interior with a
little bling.
Link
dated or dull, add some excitement to the interior with a
little bling.
Link
Thursday, February 16, 2006
Tackling debt from multiple credit cards
The Debt Adviser by Steve Bucci • Bankrate.com
Dear Debt Adviser,
With the credit card companies charging 4 percent minimums,
I was wondering if I can pay less than the minimum on two
of my three cards and concentrate extra funds on the third
account to get it paid off? Is there a penalty for paying
a significant amount on a bill, but not all the way up to
the listed minimum? Thank you!
-- Linda
Dear Debt Adviser,
With the credit card companies charging 4 percent minimums,
I was wondering if I can pay less than the minimum on two
of my three cards and concentrate extra funds on the third
account to get it paid off? Is there a penalty for paying
a significant amount on a bill, but not all the way up to
the listed minimum? Thank you!
-- Linda
Monday, February 13, 2006
HOMEBUYERS
In 2005, single and divorced women made up 21 percent of U.S. house
buyers, up from 14 percent in 1995, according to NAR's 2005 Profile of
Home Buyers & Sellers.
Read the full story:
http://www.planetrealtor.com/florida/news/daily/news.cfm?article=n3-02132006
buyers, up from 14 percent in 1995, according to NAR's 2005 Profile of
Home Buyers & Sellers.
Read the full story:
http://www.planetrealtor.com/florida/news/daily/news.cfm?article=n3-02132006
Sunday, February 12, 2006
As real estate market cools, 'buys' return
By Joanna Glasner • Bankrate.com
After five years of sizzling growth, U.S. home price appreciation is showing signs of cooling. Pending home sales -- a leading market indicator -- are down from a year ago, according to the National Association of Realtors. In many of the nation's hottest markets, brokers also are reporting a growing gap between sellers' asking prices and what purchasers are willing to pay.
After five years of sizzling growth, U.S. home price appreciation is showing signs of cooling. Pending home sales -- a leading market indicator -- are down from a year ago, according to the National Association of Realtors. In many of the nation's hottest markets, brokers also are reporting a growing gap between sellers' asking prices and what purchasers are willing to pay.
Saturday, February 11, 2006
Polish Up a Home's Exterior
Decades-old properties are a tough sell to today's buyers unless sellers update that 1970s and '80s look, says Eric Tyson, co-author of House Selling for Dummies.
Read more >
Link
Read more >
Link
Wednesday, February 01, 2006
INCOME TAXES
Saturday, January 28, 2006
Trust Protects Heirs From Estate Taxes
Wednesday, January 25, 2006
10 New Year's Business Resolutions
The beginning of the New Year is a perfect time to
reflect on what worked in your business, what did not
work and what areas can be changed to increase your
productivity and profitability in 2006. Here are
10 suggestions for business resolutions you can keep.
Read article
reflect on what worked in your business, what did not
work and what areas can be changed to increase your
productivity and profitability in 2006. Here are
10 suggestions for business resolutions you can keep.
Read article
HOME SELLING
Do you have a listing that just won't sell? Mark Nash, author
of "1001 Tips for Buying and Selling a Home," says a few
cosmetic updates that appeal to today's buyers may
turn things around.
Read the full story:http://www.planetrealtor.com/florida/news
/daily/news.cfm?article=n3-01242006
of "1001 Tips for Buying and Selling a Home," says a few
cosmetic updates that appeal to today's buyers may
turn things around.
Read the full story:http://www.planetrealtor.com/florida/news
/daily/news.cfm?article=n3-01242006
COURT SETTLEMENT>h3>
Florida homebuyers who originated a home loan through Ameriquest
and other related lending companies will share in the $325 million
court settlement announced yesterday, with about $19 million going to
homeowners in the state. Florida has the second largest pool of
Ameriquest consumers -- approximately 62,000 -- eligible for
compensation.
Read the full story:
http://www.planetrealtor.com/florida/news/daily/news.cfm?article=n1-01242006
and other related lending companies will share in the $325 million
court settlement announced yesterday, with about $19 million going to
homeowners in the state. Florida has the second largest pool of
Ameriquest consumers -- approximately 62,000 -- eligible for
compensation.
Read the full story:
http://www.planetrealtor.com/florida/news/daily/news.cfm?article=n1-01242006
Monday, January 23, 2006
BOULEVARD>h3>
3360 Biscayne Blvd Miami, Florida, 33137
Contact: VIVIANA LEAL /JFA REALTY COMPANY (786-222-1515)
Developer: Flagler Group
Exclusive Selling Agent: RCRS
Overview:
Boulevard, a 16 floor high mixed-use project consisting of 127 residential units with one-, two-, and three-bedroom floor plans. Its lobby will be a soaring contemporary space housing Miami’s beloved artist Joan Lehman’s abstract sculptures. Ms. Lehman, wife of former congressman William Lehman, has her work displayed in public and private collections around the world and throughout Miami.
The Boulevard different floor plans range from 665 sq ft to 2059 sq ft. Unlike many of the more post-modern, industrial-looking buildings planned for these evolving urban neighborhoods, The Boulevard will take advantage of its tropical location and the tremendous natural light that characterizes South Florida, as well as its incredible climate.
The Boulevard will use color and space to evoke the artistic energy of its surroundings. I/O (Indoor/Outdoor) Living Rooms will provide a seamless transition space from the inside to the outside with a feeling of spaciousness that seems to extend beyond the traditional walls. I/O Living Rooms, an innovative indoor/outdoor living concept that will provide residents with partially protected lanai terraces, with views of Biscayne Bay and the city lights. The building’s extensive list of amenities includes: a uniquely designed pool and spa with an aroma garden, wireless internet, 24-hour front desk and security, valet services, and five commercial/retail units.
Architect: Zyscovich
Interior Decorator: Alison Spear
Advertising Firm: Rick Barrow
PR Firm: Rock Media
Number of floors: 16
Number of units: 127
Year Built: Pre-construction
Unit type and sq ft: 1/1 C02 665 sq ft
1/1.5 C01 747 sq ft
1/1 B09 740 sq ft
1/1 B05 843 sq ft
2/2 B02 983 sq ft
2/2.5 B08 1413 sq ft
2/2 B07 1757 sq ft
2/2.5 B06 2059 sq ft
2/2.5 B04 1269 sq ft
2/2 B03 1049 sq ft
2/2.5 B01 1303 sq ft
2/2.5 A01 2059 sq ft PH / 2 Stories
2/2.5 B10 442 sq ft PH / 2 Stories
The building will have a commercial component consisting of 13,000 sq ft of retail space most of which is located directly on Biscayne Boulevard.
Maintenance: TBD
Parking: 1 assigned covered / Valet
Requirement: 10% @ contract signature, 10% @ 2nd deposit
Timeline: Opening of Sales Center: November 2005
Groundbreaking: May 2006
Completion: October 2007
Building Amenities:
Heated pool & spa – mezzanine Level (4th Floor)
Lushly landscaped aroma garden at pool level
Fitness center – mezzanine level (4th Floor)
24 hour front desk and security
Valet parking
Biscayne bay and city views
Residence amenities:
I/O living rooms
Floor to ceiling tinted glass windows
Energy efficient air conditioning and heating
Wireless Internet access
Solid wood entry doors
Decorator ready units with exposed concrete floors
Laundry closet with stackable washer and dryer
Kitchen Features:
Poggenpohl kitchen cabinetry
Granite countertops
Stainless steel appliances
Polished chrome fixtures
Bathroom Features:
Poggenpohl bathroom cabinets
Marble bathroom finishes
Polished chrome fixtures
Shower/tub combination or whirlpool tub and shower
Elongated water closets & marble floors
Current price ranges: 1 bed/1 bath from the mid- $300’ to the mid- $400’
2 bed/2.5 baths from mid- $500’ to the mid- $800’
2 bed + Den and Penthouses from the $800’
Developer reserves the right to modify, change and or withdraw any of the standard features. No trims such as baseboards or crown molding will be provided. Mirror, towel bar, and toilet paper holder not provided. Units are decorator ready and have exposed concrete floors throughout the unit. All walls and doors will receive primer paint.
3360 Biscayne Blvd Miami, Florida, 33137
Contact: VIVIANA LEAL /JFA REALTY COMPANY (786-222-1515)
Developer: Flagler Group
Exclusive Selling Agent: RCRS
Overview:
Boulevard, a 16 floor high mixed-use project consisting of 127 residential units with one-, two-, and three-bedroom floor plans. Its lobby will be a soaring contemporary space housing Miami’s beloved artist Joan Lehman’s abstract sculptures. Ms. Lehman, wife of former congressman William Lehman, has her work displayed in public and private collections around the world and throughout Miami.
The Boulevard different floor plans range from 665 sq ft to 2059 sq ft. Unlike many of the more post-modern, industrial-looking buildings planned for these evolving urban neighborhoods, The Boulevard will take advantage of its tropical location and the tremendous natural light that characterizes South Florida, as well as its incredible climate.
The Boulevard will use color and space to evoke the artistic energy of its surroundings. I/O (Indoor/Outdoor) Living Rooms will provide a seamless transition space from the inside to the outside with a feeling of spaciousness that seems to extend beyond the traditional walls. I/O Living Rooms, an innovative indoor/outdoor living concept that will provide residents with partially protected lanai terraces, with views of Biscayne Bay and the city lights. The building’s extensive list of amenities includes: a uniquely designed pool and spa with an aroma garden, wireless internet, 24-hour front desk and security, valet services, and five commercial/retail units.
Architect: Zyscovich
Interior Decorator: Alison Spear
Advertising Firm: Rick Barrow
PR Firm: Rock Media
Number of floors: 16
Number of units: 127
Year Built: Pre-construction
Unit type and sq ft: 1/1 C02 665 sq ft
1/1.5 C01 747 sq ft
1/1 B09 740 sq ft
1/1 B05 843 sq ft
2/2 B02 983 sq ft
2/2.5 B08 1413 sq ft
2/2 B07 1757 sq ft
2/2.5 B06 2059 sq ft
2/2.5 B04 1269 sq ft
2/2 B03 1049 sq ft
2/2.5 B01 1303 sq ft
2/2.5 A01 2059 sq ft PH / 2 Stories
2/2.5 B10 442 sq ft PH / 2 Stories
The building will have a commercial component consisting of 13,000 sq ft of retail space most of which is located directly on Biscayne Boulevard.
Maintenance: TBD
Parking: 1 assigned covered / Valet
Requirement: 10% @ contract signature, 10% @ 2nd deposit
Timeline: Opening of Sales Center: November 2005
Groundbreaking: May 2006
Completion: October 2007
Building Amenities:
Heated pool & spa – mezzanine Level (4th Floor)
Lushly landscaped aroma garden at pool level
Fitness center – mezzanine level (4th Floor)
24 hour front desk and security
Valet parking
Biscayne bay and city views
Residence amenities:
I/O living rooms
Floor to ceiling tinted glass windows
Energy efficient air conditioning and heating
Wireless Internet access
Solid wood entry doors
Decorator ready units with exposed concrete floors
Laundry closet with stackable washer and dryer
Kitchen Features:
Poggenpohl kitchen cabinetry
Granite countertops
Stainless steel appliances
Polished chrome fixtures
Bathroom Features:
Poggenpohl bathroom cabinets
Marble bathroom finishes
Polished chrome fixtures
Shower/tub combination or whirlpool tub and shower
Elongated water closets & marble floors
Current price ranges: 1 bed/1 bath from the mid- $300’ to the mid- $400’
2 bed/2.5 baths from mid- $500’ to the mid- $800’
2 bed + Den and Penthouses from the $800’
Developer reserves the right to modify, change and or withdraw any of the standard features. No trims such as baseboards or crown molding will be provided. Mirror, towel bar, and toilet paper holder not provided. Units are decorator ready and have exposed concrete floors throughout the unit. All walls and doors will receive primer paint.
A life in real estate
How I did it: An immigrant's daughter grabs a piece of
the American Dream.
May 23, 2005: 3:32 PM EDT
As told to Joan Caplin, MONEY Magazine
Sonia Bawa Mesaros
NEW YORK (MONEY Magazine) - With an eye for fixer-uppers and a nose for shady contractors, Sonia Bawa Mesaros, 35, of Westlake, Ohio made a fortune in a tricky market: real estate.
the American Dream.
May 23, 2005: 3:32 PM EDT
As told to Joan Caplin, MONEY Magazine
Sonia Bawa Mesaros
NEW YORK (MONEY Magazine) - With an eye for fixer-uppers and a nose for shady contractors, Sonia Bawa Mesaros, 35, of Westlake, Ohio made a fortune in a tricky market: real estate.
Saturday, January 21, 2006
HOME SELLING
Do you have a listing that just won't sell? Mark Nash, author of "1001
Tips for Buying and Selling a Home," says a few cosmetic updates that
appeal to today's buyers may turn things around.
Read the full story:
HOME SELLING
Do you have a listing that just won't sell? Mark Nash, author of "1001
Tips for Buying and Selling a Home," says a few cosmetic updates that
appeal to today's buyers may turn things around.
Read the full story:
a/>
Tips for Buying and Selling a Home," says a few cosmetic updates that
appeal to today's buyers may turn things around.
Read the full story:
HOME SELLING
Do you have a listing that just won't sell? Mark Nash, author of "1001
Tips for Buying and Selling a Home," says a few cosmetic updates that
appeal to today's buyers may turn things around.
Read the full story:
a/>
Sunday, January 15, 2006
2006 FLORIDA LEGISLATURE
A group of Florida lawmakers hopes to pass a bill that bans insurers from
"cherry-picking" which insurance policies they offer in the state. For
example, if a company doing auto and life insurance business in
Florida also sells property insurance in Kansas, then it would be required
to also offer property insurance in Florida. The bill, if it becomes law,
would impact large Florida insurers such as Allstate and Nationwide.
Read the full story:
http://www.planetrealtor.com/florida/news/daily/news.cfm?article=n1-01122006
"cherry-picking" which insurance policies they offer in the state. For
example, if a company doing auto and life insurance business in
Florida also sells property insurance in Kansas, then it would be required
to also offer property insurance in Florida. The bill, if it becomes law,
would impact large Florida insurers such as Allstate and Nationwide.
Read the full story:
http://www.planetrealtor.com/florida/news/daily/news.cfm?article=n1-01122006
Technology takes property managers to new level
If you want to be a property manager, get technologically savvy.
Today's property managers often must operate advanced security
software programs, create real-time access to property data and
even establish Web-based bidding processes for service providers.
Read the full story:http://www.planetrealtor.com/florida/news
/daily/news.cfm?article=n4-01132006
Today's property managers often must operate advanced security
software programs, create real-time access to property data and
even establish Web-based bidding processes for service providers.
Read the full story:http://www.planetrealtor.com/florida/news
/daily/news.cfm?article=n4-01132006
This year's hottest zip codes
SALEM, Ore. (CNN/Money) - Whether home prices
will rise or fall in the coming year is anyone's guess. The housing
market continues to stump experts on both sides of the bubble debate.
Even so, economists at Fiserv Case Shiller Weiss think they have
a pretty good idea what's in the cards for most metros in 2005.
Their prediction: Los Angeles will fizzle. Miami will sizzle.
will rise or fall in the coming year is anyone's guess. The housing
market continues to stump experts on both sides of the bubble debate.
Even so, economists at Fiserv Case Shiller Weiss think they have
a pretty good idea what's in the cards for most metros in 2005.
Their prediction: Los Angeles will fizzle. Miami will sizzle.
From Renter to Owner
by Pamela Reeves
Scripps Howard News Service
You get married and find a rental house in a neat
neighborhood that you can afford because you're both working.
As time goes on, you dream of owning that big house down the
street with a wrap-around porch.
It's listed at $329,000.
If you are tired of renting email me vivianamiami@aol.com
Scripps Howard News Service
You get married and find a rental house in a neat
neighborhood that you can afford because you're both working.
As time goes on, you dream of owning that big house down the
street with a wrap-around porch.
It's listed at $329,000.
If you are tired of renting email me vivianamiami@aol.com
Real Estate Glossary
Buying and selling a home can be a scary experience,
even if it isn't your first one. Use this glossary to
make yourself more prepared for the professionals and
documents you'll encounter in your real estate
experiences.
Glossary here
http://www.hgtv.com/hgtv/ah_real_estate_buying/article/0,
,HGTV_3159_1385060,00.html
even if it isn't your first one. Use this glossary to
make yourself more prepared for the professionals and
documents you'll encounter in your real estate
experiences.
Glossary here
http://www.hgtv.com/hgtv/ah_real_estate_buying/article/0,
,HGTV_3159_1385060,00.html
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