Tackling debt from multiple credit cards The Debt Adviser by Steve Bucci • Bankrate.com Dear Debt Adviser,With the credit card companies charging 4 percent minimums,I was wondering if I can pay less than the minimum on two of my three cards and concentrate extra funds on the thirdaccount to get it paid off? Is there a penalty for payinga significant amount on a bill, but not all the way up to the listed minimum? Thank you! -- Linda

The Debt Adviser by Steve Bucci • Bankrate.com

Dear Debt Adviser,
With the credit card companies charging 4 percent minimums,
I was wondering if I can pay less than the minimum on two
of my three cards and concentrate extra funds on the third
account to get it paid off? Is there a penalty for paying
a significant amount on a bill, but not all the way up to
the listed minimum? Thank you!
-- Linda

HOMEBUYERS In 2005, single and divorced women made up 21 percent of U.S. house buyers, up from 14 percent in 1995, according to NAR's 2005 Profile of Home Buyers & Sellers.Read the full story: http://www.planetrealtor.com/florida/news/daily/news.cfm?article=n3-02132006

In 2005, single and divorced women made up 21 percent of U.S. house
buyers, up from 14 percent in 1995, according to NAR's 2005 Profile of
Home Buyers & Sellers.

Read the full story:
http://www.planetrealtor.com/florida/news/daily/news.cfm?article=n3-02132006

As real estate market cools, 'buys' return By Joanna Glasner • Bankrate.comAfter five years of sizzling growth, U.S. home price appreciation is showing signs of cooling. Pending home sales -- a leading market indicator -- are down from a year ago, according to the National Association of Realtors. In many of the nation's hottest markets, brokers also are reporting a growing gap between sellers' asking prices and what purchasers are willing to pay.

By Joanna Glasner • Bankrate.com

After five years of sizzling growth, U.S. home price appreciation is showing signs of cooling. Pending home sales -- a leading market indicator -- are down from a year ago, according to the National Association of Realtors. In many of the nation's hottest markets, brokers also are reporting a growing gap between sellers' asking prices and what purchasers are willing to pay.

Polish Up a Home's Exterior Decades-old properties are a tough sell to today's buyers unless sellers update that 1970s and '80s look, says Eric Tyson, co-author of House Selling for Dummies.Read more > Link

Decades-old properties are a tough sell to today's buyers unless sellers update that 1970s and '80s look, says Eric Tyson, co-author of House Selling for Dummies.
Read more >
Link

INCOME TAXES Self-employed real estate practitioners may want to consider hiring a spouse or partner to help with their business, even on a minimal basis, for the tax advantage this structure can provide. Read the full story:

Self-employed real estate practitioners may want to consider hiring
a spouse or partner to help with their business, even on a minimal
basis, for the tax advantage this structure can provide.

Read the full story:

Trust Protects Heirs From Estate Taxes Home owners who think their heirs might have to pay estatetaxes in part because of the increasing value of propertyshould consider a Qualified Personal Residence Trust (QPRT)Read more

Home owners who think their heirs might have to pay estate
taxes in part because of the increasing value of property
should consider a Qualified Personal Residence Trust (QPRT)
Read more

10 New Year's Business Resolutions The beginning of the New Year is a perfect time toreflect on what worked in your business, what did notwork and what areas can be changed to increase yourproductivity and profitability in 2006. Here are10 suggestions for business resolutions you can keep.Read article

The beginning of the New Year is a perfect time to
reflect on what worked in your business, what did not
work and what areas can be changed to increase your
productivity and profitability in 2006. Here are
10 suggestions for business resolutions you can keep.
Read article